Low on savings? Look no further!
Buy seamlessly with the Besto Pay Later Card. Instant credit facility at low interest cost. Get a flexible credit repayment timeframe with a simple background verification process. Buy branded products with a warranty only from the Besto online portal when you are low on your savings. Buy today and pay later.
About the Program
Pay Later Card comes up with a rewarding opportunity to shop your favorite branded items at attractive discounts for Besto Community members. Enjoy a free credit limit with a flexible repayment schedule only with the Besto Pay Later Card. We have only top-brand shopping materials with extended warranty periods. Get instant notification on availability in case any of your shopping items are unavailable at the time of your purchase.
- 1. One time annual fee : $50
- 2. Activation time : 7-8 days
- 3. Available credit limit: $2000
- 4. Service charge : 8-10% on approved purchase
- 5. Repayment tenure: 15 Months
- 6. Payable interest : Based on Besto Member Profile
Benefits
- Shop Branded Items Online
- One-Time Minimum Annual Fee
- Fast Activation
- Maximum Credit Limit
- Hassle-Free Reference Check
- Minimum Service Charge and Flexible Repay
- Low-Cost EMI
Eligibility to Apply for Besto Pay Later Card
- The applicant must have a valid Besto membership card number.
- The applicant must have an active bank account for availing credit.
- No CIBIL score required for Pay Later Card.
- The applicant must provide three unique references for background verification.
- The applicant must complete the physical address verification process successfully.
- The Besto community member must be above 18 years of age to avail the benefits of the Besto Pay Later Card. Show the proof of your age while applying for the card.
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The monthly EMI amount and applicable interest rate will be determined by the verification team depending on the following criteria:
i.Member’s contribution against “Need Request of Community Member”
II. Applicant internal credit history should not have default history.
III. The number of people they have introduced as new community members.
FAQ for Besto Pay Later Card
1. Do I have to register for Besto Community for the Besto Pay Later Card?
Yes. You must have Besto community membership to avail yourself of the benefits of the Besto Pay Later Card. Only our Besto members have this golden opportunity to shop online with attractive discounts and flexible credit limits.
2. What is the validity period of the Besto Pay Later Card?
Pay a $50 annual fee. Pay Later Card and enjoy all its benefits for one year. There are no renewal options on the Pay Later Card. Once expired, you can reapply again from our online portal and enjoy the benefits for another year.
3. In how many days will I receive the Besto Pay Later Card?
After successful verification of the background check, physical address verification, and other related necessities, you will receive the card within 7-8 days.
4. What is the credit limit on the Besto Pay Later Card?
You will receive a maximum credit limit of up to $2000 against the Pay Later card. The amount of credit limit is subject to the member’s credit history, contribution in “Need Request of Community Members,” and number of referrals given for new members.
5. What is the purpose of the Besto Pay Later Card?
The Besto Pay Later Card offers an online shopping platform for purchasing branded items on credit. All products purchased through our Besto Community Portal through Pay Later Card will have a warranty for a specified timeframe.
6. In how many days do I have to pay it back?
We have extended the repayment tenure to 15 months. You can pay before the timeframe, but avoiding the payment term incurs extra charges with a penalty.
7. What is the interest rate and EMI amount of the Besto Pay Later Card?
The interest rate and monthly EMI amount depend on the member’s contribution in “Need Request of Community Members” and the number of referrals given for new members.
